**Last Updated: April 11, 2025**
At Houston Smart Finance, we are committed to protecting your privacy. This Privacy Policy explains how we collect, use, and safeguard your information when you visit our website. By using our website, you agree to the terms outlined in this policy.
1. Information We Collect
We may collect the following types of information:
– **Personal Information:** When you fill out forms (e.g., contact or consultation forms), you may provide your name, email address, phone number, or other details.
– **Non-Personal Information:** We may collect data such as your IP address, browser type, and pages visited through cookies and analytics tools (e.g., Google Analytics).
– **Third-Party Data:** If you interact with affiliate links (e.g., Credit Karma, LendingTree), those third parties may collect additional information as per their own privacy policies.
2. How We Use Your Information
We use your information to:
– Respond to your inquiries and provide financial advice or resources.
– Improve our website’s content and user experience.
– Send you updates, newsletters, or promotional offers (if you opt-in).
– Analyze website traffic and user behavior to enhance our services.
– Share with trusted partners for affiliate marketing purposes (e.g., referral links).
3. Sharing Your Information
We do not sell or rent your personal information to third parties. However, we may share your data:
– With service providers (e.g., hosting, analytics) who assist in operating our website.
– With affiliate partners (e.g., Credit Karma, LendingTree) when you click on their links.
– If required by law or to protect our legal rights.
4. Cookies and Tracking
We use cookies to enhance your experience, track website usage, and serve relevant ads. You can manage cookie preferences through your browser settings, but disabling cookies may affect website functionality.
5. Third-Party Links
Our website contains affiliate links and advertisements (e.g., Credit Karma, LendingTree, Google AdSense). We are not responsible for the privacy practices of these third parties. We encourage you to review their privacy policies before sharing personal information.
6. Security
We take reasonable measures to protect your information from unauthorized access or disclosure. However, no method of transmission over the internet is 100% secure, and we cannot guarantee absolute security.
7. Disclaimers and Exemptions
– **Not Financial Advice:** The information on houstonsmartfinance.com is for general informational purposes only and does not constitute professional financial advice. We are not certified financial advisors. Always consult a qualified professional before making financial decisions.
– **No Liability for Third-Party Services:** We are not liable for any issues arising from your use of third-party services (e.g., Credit Karma, LendingTree) linked on our website.
– **Accuracy of Information:** While we strive to provide accurate and up-to-date information, we do not guarantee the completeness or accuracy of the content on our website.
– **User Responsibility:** You are responsible for maintaining the confidentiality of any personal information you share with us and for any actions taken using your data.
– **Affiliate Earnings:** We may earn commissions from affiliate links at no additional cost to you. This does not influence the content we provide.
8. Your Rights
You have the right to:
– Request access to the personal information we hold about you.
– Ask us to update, correct, or delete your information (subject to legal requirements).
– Opt-out of marketing emails by clicking the “unsubscribe” link in our emails.
To exercise these rights, contact us at houstonsmartfinance@gmail.com
9. Children’s Privacy
Our website is not intended for children under 13. We do not knowingly collect personal information from children under 13. If you believe we have such data, please contact us immediately.
10. Changes to This Privacy Policy
We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated “Last Updated” date. We encourage you to review this policy periodically.
11. Contact Us
If you have questions about this Privacy Policy, please contact us at:
– Email: houstonsmartfinance@gmail.com